Auto bills are reality but that doesn’t make them any easier to swallow. Actually, it is pretty safe to say that auto bills are completely inconvenient, expensive and downright irritating. It is common for an unexpected breakdown to bring a person’s life to a hasty halt. Think about it; the car owner cannot afford to pay their mechanic’s bill, which leads to being carless. Being carless can lead to missing work. Missing work leads to even less money, and so on. Get the point? Wouldn’t it be great if there was a way to eliminate that headache?
A Car Warranty eases the burden of auto bills of all kinds, including the humongous ones that seem to go on and on... and on. Most new cars come with warranties, but after a matter of time they expire. That leaves an owner’s wallet completely unprotected from the magnitude of mechanical problems which can arise in any vehicle.
A Car Warranty is a contract made between a warranty adminstrator backed by an insurance carrier and a car owner that provides for certain mechanical failures on the vehicle for a specific amount of time. Some new cars have auto warranties that can last up to ten years, while others only have a two year warranty behind them. Regardless, there is typically a set of guidelines that the car owner must follow, such as routine maintenance, for the warranty to remain effective.
Once the original warranty expires, or preferably prior to its expiration, the car owner can purchase an aftermarket auto warranty. Their budget and what they wish to be covered, will typically dictate precisely what kind of warranty they choose. For instance, one owner may choose to go with the pricier bumper to bumper car warranty intending to never put another penny into their jalopy. Another owner may choose to cover only major components, such as the motor, that would typically cost a couple of arms and legs to fix. These folks normally figure that they can handle the small repairs that come along.
Choosing to purchase Extended Warranties before the original expires is a pretty smart practice, although some folks may consider it a waste of cash. The fact of the matter, however, is that once the original warranty is gone, extended car warranties are more expensive to come by. So, by purchasing extended auto warranties in advance can actually save some pretty big bucks.
Also, it should be pointed out that purchasing a used car in no way negates whether or not a person can also purchase auto warranties. It is very possible to do so. Typically, any extended car warranty is going to require that there be an inspection of the vehicle before approval. This is simply common sense on the warranty company’s part. They are going to be looking to make sure there are no mechanical issues before they begin covering the car.
Now is probably a good time to announce a warning. Although there are more than a few reputable auto warranty companies to choose from out there, there are also some duds. That begs the question; how does an auto warranty consumer know the difference between the good and the bad companies. First of all, be very concerned if paperwork is very vague. This is not a good sign in any way. A reputable company is going to want what they are liable for, and what the consumer is liable for, all laid out in black and white. Short and blanket car warranties are typically ones that a car owner should pass on in favor of a more detailed one.
Another issue that many customers site when they are faced with buying an auto warranty is affordability. After all, paying for a car is a big enough expense, and then there is insuring that car and tagging it, too. Who has the dough to pay for anything else? Smart buyers have the money, that’s who. By all means, if the cash is available feel free to use it. However, if a car owner is all tapped out, they can often get 0% financing through an auto warranty company. All excuses have been axed!
There is one more very important factor to consider when purchasing a Car Warranty and avoiding excessive auto bills. It is not wise in any way to think of an auto warranty as car insurance. An auto warranty covers the vehicle that it is bought for, but not for the one that could be involved in an accident. Not only is going without car insurance illegal in many areas, it is also very dangerous territory to trod that could leave a person’s finances in tatters for years to come.
A Car Warranty eases the burden of auto bills of all kinds, including the humongous ones that seem to go on and on... and on. Most new cars come with warranties, but after a matter of time they expire. That leaves an owner’s wallet completely unprotected from the magnitude of mechanical problems which can arise in any vehicle.
A Car Warranty is a contract made between a warranty adminstrator backed by an insurance carrier and a car owner that provides for certain mechanical failures on the vehicle for a specific amount of time. Some new cars have auto warranties that can last up to ten years, while others only have a two year warranty behind them. Regardless, there is typically a set of guidelines that the car owner must follow, such as routine maintenance, for the warranty to remain effective.
Once the original warranty expires, or preferably prior to its expiration, the car owner can purchase an aftermarket auto warranty. Their budget and what they wish to be covered, will typically dictate precisely what kind of warranty they choose. For instance, one owner may choose to go with the pricier bumper to bumper car warranty intending to never put another penny into their jalopy. Another owner may choose to cover only major components, such as the motor, that would typically cost a couple of arms and legs to fix. These folks normally figure that they can handle the small repairs that come along.
Choosing to purchase Extended Warranties before the original expires is a pretty smart practice, although some folks may consider it a waste of cash. The fact of the matter, however, is that once the original warranty is gone, extended car warranties are more expensive to come by. So, by purchasing extended auto warranties in advance can actually save some pretty big bucks.
Also, it should be pointed out that purchasing a used car in no way negates whether or not a person can also purchase auto warranties. It is very possible to do so. Typically, any extended car warranty is going to require that there be an inspection of the vehicle before approval. This is simply common sense on the warranty company’s part. They are going to be looking to make sure there are no mechanical issues before they begin covering the car.
Now is probably a good time to announce a warning. Although there are more than a few reputable auto warranty companies to choose from out there, there are also some duds. That begs the question; how does an auto warranty consumer know the difference between the good and the bad companies. First of all, be very concerned if paperwork is very vague. This is not a good sign in any way. A reputable company is going to want what they are liable for, and what the consumer is liable for, all laid out in black and white. Short and blanket car warranties are typically ones that a car owner should pass on in favor of a more detailed one.
Another issue that many customers site when they are faced with buying an auto warranty is affordability. After all, paying for a car is a big enough expense, and then there is insuring that car and tagging it, too. Who has the dough to pay for anything else? Smart buyers have the money, that’s who. By all means, if the cash is available feel free to use it. However, if a car owner is all tapped out, they can often get 0% financing through an auto warranty company. All excuses have been axed!
There is one more very important factor to consider when purchasing a Car Warranty and avoiding excessive auto bills. It is not wise in any way to think of an auto warranty as car insurance. An auto warranty covers the vehicle that it is bought for, but not for the one that could be involved in an accident. Not only is going without car insurance illegal in many areas, it is also very dangerous territory to trod that could leave a person’s finances in tatters for years to come.
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